We are a licensed money lender and a digital platform focused on financial wellness by offering affordable personal loans and transparent pricing with interest rates starting from 1.8% p.m. We hold ourselves to high ethical standards, continuously enhancing our business and strive to be the best. Apply now and get an instant indicative offer.
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Get a 50% refund on your admin fees after full and timely repayment on your loan!
We aim to provide affordable interest rates for all our borrowers.
All of our unsecured loans come with free a personal insurance coverage!
Apply for a loan anywhere, anytime online using MyInfo.
Share the essential details with us and receive an immediate indicative offer!
Your well-being is our priority. We are open to negotiating your repayment schedule!
a. Minimally 21 years old
b. Gainfully employed with NOA or CPF contribution
c. Must be Singaporean/PR
CBS report
While there are no limitations on the quantity of loans from money lenders, constraints exist on the loan amount. If you hold multiple loans, we advise considering a Debt Consolidation Plan, which combines various debts into a single loan. This simplifies your financial management and helps prevent defaults.
Up to 6 times of Gross Monthly Income. The amount of Loan Quantum we offer will be assessed based on three factors
i. Income and debt to income ratio
ii. Past credit records
iii. MinLaw Regulatory Constraints
We offer loan tenure from 6 - 18 mths
a. Regulatory and Policy Constraints
Since we are Licensed Money Lenders regulated by MinLaw, there are various internal policies can impact the approval and amount of loans. These may include legal limits loan amounts, and other factors.
b. Incomplete or Inaccurate Information
Inconsistencies or missing details in your loan application, may adversely impact the final the loan offer. To optimize your loan application, please provide the most accurate and updated information.
Be rewarded for a sterling credit record: Instead of adhering to a fixed interest rate for all applicants, Friday's tiered system gives the best rates yo our best customers. Our interest rates starts from 1.8% subject to individual assessment on a case-by-case basis.
Our admin fees follow the same tiered system as our interest rates, starting from 6% of the loan amount.
No, our goal is to promote positive credit behavior, assisting our clients in establishing a strong credit history.
Friday Finance is a product of IFS Consumer Services Private Limited, a licensed moneylender regulated by the Registry of Moneylenders of the Ministry of Law in Singapore
